If you’re applying for a mortgage, you typically have two choices; go to the bank directly or use a mortgage broker. Here we compare why using a mortgage broker is a smarter alternative than going directly to the bank.
Should you use a mortgage broker or go directly to a bank?
Use a mortgage broker if you want access to a wide range of home loan options or have a more complicated financial situation which may require a specialist lender. There are many reasons why people use a mortgage broker, including:
Access to a wide range of home loan products.
Mortgage advisers can negotiate a better deal and find better rates for you.
They offer specialist expertise (for more complex lending like investment properties, bad credit and self-employed).
You can come across generic interest rates when researching online yourself, and the information isn't necessarily bespoke to your situation.
So how do we make sure everyone gets the best mortgage broker?
We work with trusted and qualified financial advisors.
We pick and choose from the best advisers to connect you with them. All the advisers we work with are Registered Financial Advisers.
We understand the need for expert mortgage specialists.
Whether you are self-employed, wanting a bridging loan, have had bad credit in the past or looking to move back to NZ and buy a property- we can find a broker to suit your needs.
We have an incredible team.
Our friendly team can help you with any questions you have in finding the best advisor for you. Email us at hello@mortgagematch.co.nz to get started.
I can't thank Mortgage Match enough for helping me buy my first property in NZ after being let down at the last minute by one mortgage provider Martin.
- Jessica Scott
Wow so quick to respond and so so helpful, gave me hope and looked at all options for my situation, even if it doesn't work out it was so awesome to be treated with such respect from a complete stranger
- Sasha Pene
Get qualified advice for every stage
Whether you're looking for expert advice or ready to secure your home loan, our mortgage brokers are here to help you.
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